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Real Estate Massachusetts Real Estate Salesperson Exam Sample Questions (Q106-Q111):
NEW QUESTION # 106
A licensee listed a property that had an unfinished garage. The licensee received an offer subject to the garage being finished. Was a contractual obligation created?
- A. Yes, because a definite and certain offer was made by the buyer.
- B. No, because the seller has not accepted the offer.
- C. Yes, because both the seller and buyer offered to enter into a contract.
- D. No, because contractual obligations must be in writing and notarized.
Answer: B
Explanation:
A contract is only created when there is an offer, acceptance, and consideration. In this case, the buyer made an offer subject to a condition (the garage being finished). However, until the seller accepts the offer, no contractual obligation exists. The mere existence of an offer-even if definite and certain-does not bind either party until acceptance has been communicated.
Massachusetts real estate exam law and practice stress that the offer to purchase is not binding on the seller until accepted. Once the seller accepts, it becomes a valid and enforceable contract, provided that all other legal elements (consideration, competent parties, lawful purpose, and in writing per the Statute of Frauds) are satisfied. The requirement for notarization is not necessary for a valid sales contract in Massachusetts; notarization is only required in the case of deeds or certain recorded instruments.
Thus, since the seller had not yet accepted, there was no contract-only a pending offer with a condition.
Reference: Massachusetts Real Estate Salesperson Exam Content Outline - Contracts; Massachusetts General Laws Chapter 259 (Statute of Frauds).
NEW QUESTION # 107
A broker lists a property for ninety days. A buyer stops at the owner's residence and makes an offer for the property, which the owner accepts. The broker has no knowledge of the sales agreement between the buyer and the owner. The broker is entitled to a commission from the sale if the agreement the broker had with the owner was a(n)
- A. Open listing.
- B. Exclusive agency listing.
- C. Net listing.
- D. Exclusive right-to-sell listing.
Answer: D
Explanation:
An exclusive right-to-sell listing guarantees that the broker will receive a commission no matter who finds the buyer - even if the owner sells the property themselves. If the broker had an exclusive right-to-sell listing with the owner, the broker is entitled to a commission if the property sells during the listing period, regardless of whether the broker was involved in the sale or not.
Exclusive agency listing only entitles the broker to a commission if they or another agent find the buyer; if the owner sells the property themselves, they do not owe the broker a commission.
Open listing allows the owner to sell the property themselves without owing the broker a commission unless the broker finds the buyer.
Net listing is illegal in Massachusetts as it could encourage brokers to manipulate the sale price for their own benefit.
Thus, the broker is entitled to a commission if the listing was an exclusive right-to-sell.
Reference: Massachusetts Real Estate License Law, M.G.L. c. 112, §§ 87PP-87DDD; 254 CMR 2.00 - Listings.
NEW QUESTION # 108
A married couple owns property as tenants by the entirety. If they were to divorce, their ownership would be
- A. Joint tenancy.
- B. Tenancy in severalty.
- C. Tenancy in common.
- D. Tenancy by the entirety.
Answer: C
Explanation:
Tenancy by the entirety is a special form of ownership available only to married couples in Massachusetts. It provides rights of survivorship and protection from individual creditors of one spouse.
Upon divorce, the law automatically converts a tenancy by the entirety into a tenancy in common, unless otherwise stated in the divorce decree. In tenancy in common, each former spouse owns an undivided share of the property without survivorship rights, and they are free to transfer or sell their interest independently.
It does not convert into joint tenancy or tenancy in severalty unless agreed to or ordered by the court.
Reference: M.G.L. c. 209, 1; Massachusetts Real Estate Candidate Information Bulletin - Forms of Ownership.
NEW QUESTION # 109
What is the function of a promissory note or bond when used in conjunction with a mortgage?
- A. It makes the borrower personally obligated to pay the debt.
- B. It provides the elements necessary to make the mortgage valid.
- C. It furnishes a complete legal description of the property.
- D. In case of default, it limits the lender's rights to interest only.
Answer: A
Explanation:
In Massachusetts real estate law and as covered in the Massachusetts Real Estate Salesperson Study Guide, a promissory note (sometimes called a bond) is a written promise by the borrower to repay a specific amount of money to the lender under agreed terms. The note functions as evidence of the debt and creates a personal obligation for theborrower to pay the debt according to the specified schedule. This personal obligation is what differentiates the note from the mortgage document itself.
While the mortgage creates a lien against the property and provides security for the loan (giving the lender rights to the property in case of default), the promissory note represents the actual debt and the borrower's promise to repay it. Without the note, the mortgage lien alone is insufficient because it only secures the loan; it does not obligate repayment.
The promissory note generally contains the principal amount, interest rate, payment schedule, maturity date, and any penalties for default. If the borrower defaults on payments, the lender can take legal action based on the note. The mortgage provides the lender the right to foreclose on the property if the note is not paid, but the note itself establishes the borrower's personal liability.
This is explicitly stated in official Massachusetts real estate law references and study guides:
"The note is the borrower's personal promise to pay the debt."
"The mortgage is the security instrument that pledges the property as collateral." Reference: Massachusetts Real Estate Salesperson Study Guide, Chapter 8: Financing Instruments and Mortgages.
NEW QUESTION # 110
If a seller defaults in performance of a contract, any of the following actions would be likely to help the buyer recover any losses EXCEPT
- A. canceling the contract and recovering the earnest money.
- B. filing a complaint with the Real Estate Commission.
- C. suing the seller for specific performance.
- D. bringing an action against the seller for payment of compensatory damages.
Answer: B
Explanation:
Comprehensive and Detailed Explanation (150-250 words):
When a seller defaults on a purchase agreement, the buyer's remedies typically include:
Specific performance (A): Court order requiring the seller to perform.
Canceling and recovering earnest money (C).
Suing for damages (D).
However, filing a complaint with the Real Estate Commission (B) is not a legal remedy against the seller because the Commission regulates licensees, not private sellers. Unless the seller is also a licensee, the Commission cannot enforce the contract or award damages.
Thus, the correct answer is B: filing a complaint with the Real Estate Commission.
Reference: Massachusetts Real Estate Salesperson Candidate Handbook - Contracts; Buyer Remedies.
NEW QUESTION # 111
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